Jeff PEI Yuanteng's new blog

When trying to build credit, is it bad to open too many credit cards?

2008-01-18T13:54:00.001-05:00

Best Answer

Credit scores are based on the following factors; 1. Payment history 35% 2. Time in bureau 15% 3. Types of credit 10% 4. New credit 10% 5. Debt to credit ratio 30% The number of credit cards a person has is not important, what is important is how the manage them. As long as you keep your balances below 30% or your credit limit and pay on time every month, you will be fine. Notice there is no mention of credit/debt to income ratio in the above list, this is because no matter what anyone says neither of these matter as far as score goes. For the very best score and profile you will need 3 credit card accounts (revolving) with balances belwo 30% of your credit limit and 2 cars, boats, homes, furniture or personal accounts (installment) all with good long pay history's. Good credit takes years to establsih and only a couple of months to tras

Shortest path? Right direction

2007-11-15T18:32:00.000-05:00

Recently engage myself in the sensor network project.. computing the shortest path..

Literally I should celebrate myself as I know where I am headed for.

Orienting myself in the right path is more important than how fast I can go there.

I know where I am headed for? Though I might be that speedy, I am on the right track.

Be on the right track is always more crucial that how fast we can be.

LoL, as I am on the right path. I am entitled to try out my path:-)

Choice is sometimes even more significant than ones ability and those endeavor devoted.

I like this blog. The bad thing is that it is sometimes filtered by the GFW...

This blog is simple. "Simply the best"

Have a nice day, :-)

I own myself..

2007-11-13T00:39:00.001-05:00

I own myself a productive day with good mood!!
I have to take the responsibility for myself to adjust my mood and feelings and figuring out the positive side of the events even in the worst situation ever.

I am able to handle all kinds of plight and

I CAN adjust my feelings; I CAN make myself smile:-)

To appreciate my life 7 mins a day!

After watching Li'an's movie Lust, Caution

2007-11-08T00:51:00.000-05:00

今天终于小放松了一下..看了在线的不清楚的色戒..

整个电影很沉闷...不过开始的时候,那个话剧最后所喊的'中国不能亡'真让人感动.就是在60年前,中国还在灭亡的边缘..现在可以这样,我们也许应该很知足了

忽然觉得很能理解犹太人为什么很努力很强..也许是因为他们曾经很长时间都没有自己的家..他们无家可归...亡国的一群人..自然心里就比别人多了很多负担和责任..

李安真的很爱国..那个电影里面的'大东亚'....真恶心啊..可是现在台湾的80后也许太少人真的对中国有感情了...不过,也许有一天,中国这样的大国真的很强大,至少要超过台湾的政治经济发展水平..台湾fellow peers自然就会心向这边靠把...

below is the news from BBC China:

李安的"色.戒"旋风
台湾来鸿BBC中文网特约记者杨孟瑜

梁朝伟与汤唯是《色·戒》的男女主角
看"色.戒"，谈"色.戒"，买"色.戒"，这阵子在台湾，很难不感受到这股李安带来的旋风。
张爱玲的小说化成了李安的电影，这位曾拍出"卧虎藏龙"、"断背山"，曾拿过金球奖、奥斯卡等大奖的台湾旅美导演，一个月前端出了新作品"色.戒"，又在威尼斯影展第二度拿下了最佳影片金狮奖。
金狮在握后，前些日子，李安返台过中秋，并带着女主角、大陆演员汤唯同行做宣传，更让签书会大排长龙，让许多人宁舍中秋明月，而走进电影院观"色.戒"。
随着电影的获奖与大受欢迎，很多相关话题也在李安旋风中氤氲翻腾，包括张爱玲其人其事、男女主角的全裸床戏、194O年代的老上海、抗日时期的谍报工作等等。
这其中，还把台湾的情治单位"调查局"也给引了来。有守候的媒体报导说，李安和汤唯抵台那晚，下飞机不久，就有调查局人员上前"接触"。
是这电影"色.戒"引发了调查局前来"关切"吗？喔，原来是调查局希望李安给予他们"关切"，有空去访问一下。
打从"色.戒"在威尼斯影展露脸以来，舆论间就传出"色.戒"小说的原型，是源自于抗日时期中统局女特务，刺杀汪精卫政府情报头子丁默?的故事。而中统局，正是调查局的前身。那被湮没的历史，随着"色.戒"扬名而受到各方谈论，李安虽无意揭开"秘辛"，但调查局总盼着大师"加持"吧。
尘烟漫过往，那乱世的吊诡悲欢，生死一线，如今留在调查局泛黄的档案里，也亮在大导演的五光十色里。
而这片子在台湾放映后，竟"弄哭了"两个人。
一个是马英九，中秋前夕，他走出首映会场，面对媒体询问观感时，说着说着竟哽咽了，只依稀挤出"想起当年"、"为国牺牲"等字句。
后来马英九说，他是从这部电影，想起了他父母亲那一辈，在抗日时期响应"十万青年十万军"，投笔从戎的爱国热情。
他说，"那前仆后继，抛头颅洒热血，抵抗外侮的精神，让我非常非常感动。而且我父母亲就经历过那个大时代，我父亲曾经参加十万青年十万军，那时他和我母亲已经有感情了，我母亲知道从军的人可能一去不返，还是让他去，并鼓励他，世界上伟大的人，都是从战场上走过来的。我每次想到这，就会泫然欲泣。"
不过马英九这一泣，绿营人士可有话说，批评他是"缅怀旧党国体制"，真是不合潮流。
另一个被"色.戒"弄哭的，则是李安本人，在与母亲、弟弟等台湾家人相聚的中秋夜，走出餐厅面对守候在外的媒体们，李安才开口一会儿，竟也哽咽的难以继续言语。
关于自己为什么会哭，第二天，李安在离台前说，"很不好意思，我就是因为讲不出来，突然觉得一股东西涌上来，眼泪也哽上来。"
李安也说，他一直不知道自己的家乡台湾会如何看待这部电影，而放映后，他感受到观众的融入，坐在电影院里，"我可以感应到，那个片子好像进到他们心里一样"，原本很紧张的他，释怀了，也被感动了。
李安这一哭，当场摄影记者群的镁光灯闪个不停，大导演的泪光，辉映着当晚的月光。
他也已是"台湾之光"，包括民进党政府都如此赞誉他。这次回台，新闻局依照新的奖励办法，颁发了新台币两千万奖金给他和电影公司。只是谦逊的李安，决定把奖金捐出来，用于鼓励台湾年轻一辈的电影工作者。他知道，台湾如今能靠拍电影"生存"的导演，寥寥无几。
而他那很多"讲不出来"，却哽得让他落泪的东西，到底还包含了什么呢？借着"色.戒"的光环，他还想为台湾留下些什么呢？
近来媒体上成篇累牍的报导或文章，各有各的解读，各人有各人看"色.戒"的角度。
其中，龙应台认为，拍"色.戒"是李安个人的"抢救历史"行动，他把1940年代的民国史，包括它的精神面貌和物质生活，写实地纪录下来。
龙应台写到："这段民国史，在香港只是看不见的边缘，在大陆早已湮没沉埋，在台湾，逐渐被去除、被遗忘，被抛弃，如果他不做，这一段就可能永远地沉没。他在抢救一段他自己是其中一部分的式微的历史。"
至于台湾当前的政治人物如何看"色.戒"，未能免俗的，明年将成为台湾新领导人的两位候选人，马英九与谢长廷，成为众人好奇的焦点。
有趣的是，这两人都聚焦于片中那一群爱国学生（要刺杀汉奸的邝裕民、王佳芝等），只是解读却大异其趣。
国民党总统参选人马英九，为此片落泪两次，他看到的是，"动乱的大时代，热血青年愿意抛头颅洒热血，在没有经验的情况下，也敢披挂上阵，来为国家尽一份力。"
民进党总统参选人谢长廷，带家人去看电影，他看到的是，"有时，用意可能是善的，但结果未必是善的。还有，对自己力量要有评估，有时主观认为自己做得到，但最后却做不到，像女主角就是如此。"
谢长廷这番"色.戒"观感，被舆论认为是意有所指，说给民进党原主席游锡堃听的（游锡堃当时正在党内力推"正常国家决议文"，其中浓厚的台独色彩，一般认为会不利于谢长廷选情）。
再回过头来说李安吧，很有意思的是，李安和"色.戒"，看起来应该是完全不符合民进党当局如今在台湾的"主流意识"的。
他和马英九一样，都是祖籍在大陆，成长于台湾，属于台湾所谓的"外省第二代"，并非说台语的族群。
而"色.戒"，拍的是上海，又是老国民党时期发生的事儿，还抗日，剧中爱国学生喊着"中国不能亡"，原著作者张爱玲又是"中国人"，还用香港的梁朝伟、大陆的汤唯做男女主角，主要场景也不在台湾，而在香港和大陆。
但，由于国际上的成就非凡，李安没有被"去中国化"，他的电影也一刀未剪在台湾完整上映，而且叫好又叫座，他也依然被民进党政府视为与有荣焉的"台湾之光"。
当今世界上，能够突破台湾的颜"色"之分，突破政治之"戒"律的台湾人，大概，也唯有李安了。

Summary of the talk .. Keeps adjusting myself pre-actively

2007-11-04T01:22:00.000-04:00

Actively control and adjust my state of mood and feelsing; not to be passively shadowed and controlled by them.

Everybody has ones individual objective. This is a graduate class, very diverse background with distinct path. Most have ones own plan. Do contemplate for your own plan and stick to it. Not make sense to do hard 'comparison' in a naive way.
Follow yourself's goal and path, not to care about how others think of you.. literally they seldom evaluate your life too much.. they are too busy caring about themselves.
If you are in a blue sense, never let it keep annoying it. Adjust your
Never say sb. is really better than you. You definitely have sth in which out perform his/her. The society is not a machine. IQ is not the only element. Think how many smarter people that are in a worse position.
Under many circumstances, IQ gives way to ---> Making the right choice; EQ; Networking; Your direction, plan and path. Remember you always have sth better than others!! Never say you are wholy fallen behand hopelessly. The way you see it differs a lot. There is always the positive side. Facing the sun.
Learn to adjust your mood and heart pro-actively; Be sure to pull yourself out of the murky corners. Never only focus on your weak-points with others strength.
Keeps communicating. Just learn to adjust by oneself.

Diary and News in US on Taiwan Issue.. :-)

2007-11-01T23:12:00.000-04:00

Today I felt pretty good.. :-) Good communicating with friends in the lab. Everything gonna be better :-) when I seek out hope :-)

In the main library I got the locker today:-) at 2 East. So many Taiwanese and Korean students here in the main lib..

Taiwanese want independence... probably we the rising China is still not as developed and democratic as you guys do... But we have very much similar culture. 50% of Taiwanese are Fujian descendant...Without the Chinese culture, what the Taiwan's culture left? Japanese? Or the aborigine?

See Jay's Songs.. Wind of China right? K of miles away..

See Russia.. broken up country...from USSR

本是同根生,相煎何太急................. we are rooted together before right? And China is revitalized

United we win, divided we lose. Seek cooperation...and smile from my fellow Taiwanese.. some day ...

Part of a report by:

Robert S. Ross is professor of political science at Boston College and an associate at the John King Fairbank Center for East Asian Research at Harvard University. His most recent book is Normalization of U.S.-China Relations: An International History , which he co-edited.

Chen Shui-bian is an isolated and unpopular politician on the subject of Taiwan. The Taiwan electorate recognizes that Chen is driven by ideological and nationalist aspirations for Taiwan independence, rather than focused on the economic and strategic welfare of the island. Chen is in the last months of his presidency and Taiwan is in the midst of presidential campaign. Taiwan's two presidential candidates both stress economic development and cross-strait stability, rather than such symbolic gestures as changing the name of Taiwan or promoting Taiwan membership in the United Nations.

Frank Hsieh, the candidate from Chen Shui-bian's party, is doing his best to distance himself from Chen and his provocations. The opposition party candidate is Ma Ying-jeou. He is leading in all of the polls, and he is favored to win the presidency. He opposes Taiwan independence, he supports direct trade between the mainland and Taiwan, and he says that he will try to negotiate a peace treaty with Beijing.

The presidential election is in March 2008. After the election, no matter which candidate wins, a moderate leader will move Taiwan toward a mainland policy that emphasizes stability and economic development rather than independence.The Taiwan electorate is becoming more moderate because the rise of China is limiting Taiwan's options. The country's economic development has drawn Taiwan into the Chinese market. China is Taiwan's largest export market and the largest recipient of Taiwan foreign investment. Taiwan simply cannot afford to alienate the primary source of its economic prosperity. Nor can Taiwan risk the high cost of war with China by declaring independence.

The United States can no longer defend Taiwan. It cannot help Taiwan deal with mainland retaliatory economic sanctions and it cannot defend Taiwan from the mainland's aircraft and missiles. The rise of China has compelled Taiwan to be cautious when dealing with it, and this includes abandoning its aspirations for the symbols of sovereignty and focusing instead on economic development. The major outlier in this trend is Chen Shui-bian, Taiwan's lame-duck president.

Summary of reading the book

2007-10-22T21:33:00.001-04:00

Take 100% Responsibility for your life, for everything. Never complain. It is YOU who either create or allow it.
(Event + Response = Outcome) Change your response.

Your life purpose:

Act as if and visualize the success. Visualization may be the most underutilized success toll you possess because it greatly accelerates the achievement of any success in three powerful ways: 1. activates the creative powers. 2. focuses your brain to notice available resources. 3. magnetizes to you the people, resources and opportunities.

Willing to feel the fear and do it anyway.

You either create or allow everything that happens to you.

If you don't like your outcomes, change your responses.
The life you currently live is the result of all of your past thoughts and actions. You are in charge of your current thoughts and your present feelings. You can control thoughts you thing, images you visualize and the actions you take.

Pay attention, your results don't lie. Be ware of the yellow alerts.

You have to give up all excuses.
You are the cause of all of your experience.
You can make it different.

What others think about you is none of your business.. Surprise! Most of the time, no body's thinking about you at all! They are too busy worrying about their own lives, and if they are thinking about you at all, they are wondering what you are thinking about them.

Panicking at watching "Striving" TV Series

2007-10-21T20:19:00.000-04:00

Panicking at watching "Striving" TV Series

...

How to forget (From others)

2007-10-21T13:55:00.000-04:00

While most psychologists approach the topic of Forgetting from negative perspective, meaning they try to find ways to minimize forgetfulness, I have discovered the need to forget early on because I am extremely sensitive by nature. If I don't appear to be, it's because I am buried under all the psychological armor I have collected over the years.

Forgetting is not just difficult, it is near impossible. Most troublesome is the visual memory because we can easily and even accidentally imagine. Can you imagine the smell of great coffee, taste of pizza, or sound of glass breaking? Most people can't, so those senses are not likely to trigger memory. Which leaves the visually triggered memory.

The idea is to find a way to prevent certain images from triggering unwanted memory. Here is the technique I found that works for me. Conjure the image that triggers memory you want to forget. Follow it immediately with an image of white wall, black board, or whatever image that suits you. Repeat as often as necessary.

Next time you accidentally conjure the image, the other image will follow immediately and prevent associated memory from surfacing. Ain't it cool how human mind works? It's like a monkey with short attention span at this level and you can easily play dumb tricks like this with it.

I have discovered that there are some unfortunate side-effects though. Particularly, you'll occasionally experience the mental equivalent of flipping over two pages of a book stuck together. I don't mind it so much, but you might.

Talking about just technical stuff is boring to me, so please bear with me even if you are alergic to this sort of posts. If you can put up with Tim's roses, you can put up with this. Hey, you might even get addicted!

CityU Web hacker - goldfish

2005-11-17T00:19:00.000-05:00

For my bold try for Search Engine Optimization
try this! http://iwonder.diy.myrice.com/SEO.html